Attention homeowners: Real estate appraisal services for in South Fork and Rio Grande County
Here are the top 7 reasons why CO homeowners hire Accuracy Matters Appraisals:
Need help deciding the price of your home in or near South Fork, CO?
At Accuracy Matters Appraisals, we understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Need to cancel PMI?
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Accuracy Matters Appraisals is veterans in helping homeowners just like you rid yourselves of unnecessary PMI insurance.
Challenge a property tax assessment
If you live in an area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Accuracy Matters Appraisals is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An appraisal from Accuracy Matters Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.