Real estate appraisal services for homeowners in the city of South Fork and Rio Grande County
Check out the top 7 reasons CO homeowners call on Accuracy Matters Appraisals:
Do you own a house in or near South Fork? Do you need help determining the value of your real estate?
We at Accuracy Matters Appraisals understand the unique needs of a customer in need of appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Accuracy Matters Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Appraisals to cancel PMI
An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Accuracy Matters Appraisals, we're experts in helping consumers just like you delete unneeded and unwanted PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Accuracy Matters Appraisals is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Accuracy Matters Appraisals can provide you with efficient appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Accuracy Matters Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Accuracy Matters Appraisals can help you with that. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.